How wonderful it is! After all those years of hard work and providing for the family, you're now about to enjoy the fruits of your labour. It's time to kick back and reap the rewards of retirement planning which you had done in your earlier years.

You should enjoy your golden years and whatever activities that you may wish to be involved in. Yet it is important to monitor your finances to make sure that your money doesn't run out before you do.

Here are some issues for you to consider: