If you are the registered owner or co-owner of an HDB flat, you can withdraw all of your CPF savings in the Ordinary Account and the monthly CPF contributions that are paid into your Ordinary Account for the purchase of the HDB flat and/or payment towards your HDB housing loan/bank loan subject to the prescribed limit and required cash down-payment (if any).

As long as you are not an undischarged bankrupt, you can withdraw all your CPF savings in the Ordinary Account and the monthly CPF contributions that are paid into your Ordinary Account for the purchase of the property and/or payment towards your housing loan subject to the prescribed limit and required cash down-payment (if any).