Any nomination made before marriage will be revoked when you get married. This means that your CPF savings will be transferred to the Public Trustee for distribution according to the intestacy laws if you are no longer around. This ensures that your family members will receive your CPF savings.
For example, if you are married without any children, your spouse will receive half of your CPF savings, and your parents will share the remaining half. If you are married with children, your spouse will receive half of your CPF savings, and your children will share the remaining half.
If you are re-marrying and have children from your previous marriage, then half of the monies will be distributed to your current spouse, with the other half distributed equally among all your children.
For Muslims, your CPF savings will be distributed by the Public Trustee according to the Inheritance Certificate, which your family members can obtain from the Syariah Court (Muslim inheritance law).
If you do not wish to distribute your CPF savings according to the intestacy laws/Muslim inheritance law, you will need to make a new CPF nomination once you get married.
Please note that:
1) A divorce does not revoke an earlier nomination, if any. Upon divorce you can revoke your nomination and your CPF savings will be distributed according to the intestacy laws/Muslim inheritance law. Alternatively, you can choose to make a new nomination.
2) A will does not supersede an earlier nomination, if any.
3) If your nominee is below the age of 18 years at the time your CPF savings are paid out, his/her share will be forwarded to the Public Trustee for administration until he/she reaches 18 years of age.
4) If any of your nominees is an undischarged bankrupt at the time your CPF savings are paid out, the Board will be legally obliged to inform the Official Assignee (OA) of any assets that are due to him as his estate is vested in the OA by virtue of the laws in Singapore relating to bankruptcy.
To know more about the distribution of CPF savings under the intestacy laws/Muslim inheritance law and under nomination, click here.
Click here for more information about the Public Trustee.
You can check your nomination status here.
If you have an existing nomination, click here to revoke it if you wish to distribute your CPF savings according to the intestacy laws/Muslim law of inheritance.
To make a nomination, click here.