You should manage your monies carefully as your expenditure will inevitably increase. You need to plan for immediate expenses such as the birth of your child.

The Medisave Maternity Package enables you to use your Medisave for the delivery and pre-delivery medical expenses of your first four living children. For the fifth and subsequent child, you and your spouse will need to have a combined Medisave balance of at least $15,000 at the time of delivery in order to use Medisave for delivery and pre-delivery medical expenses.

Click here to check your Medisave Account balance.

Click here for a complete list of hospitals participating in the Medisave scheme.

You may wish to use your own Medisave, your spouse’s or your parent’s Medisave for hospitalisation expenses.

Multiple Medisave Accounts can be used to co-pay the hospital bill. However, the same Medisave withdrawal limits will still apply for each hospitalisation, regardless of the number of payer. This means that the Medisave withdrawal limits will not increase with the number of Medisave Account holders paying for the bill.

Under the Medisave Maternity Package, you can use Medisave for pre-delivery medical expenses as well as delivery and daily hospital charges. The Medisave withdrawal limit applicable to each of the Medisave Maternity Package depends on the delivery procedure (e.g. caesarean or normal delivery).

If you do not wish to use Medisave for pre-delivery expenses, you can still withdraw Medisave for the delivery procedure and daily hospital charges. Each delivery procedure has a different withdrawal limit.

Do choose a hospital or ward that is within your budget. The Medisave withdrawal limits will generally be sufficient for you to meet charges incurred as a subsidised patient or in a C/B2 class ward of a restructured hospital. As a private class patient, you would need to co-pay with out-of-pocket cash as the bill charges are usually higher.

To know more about the hospital charges, click here.

To withdraw your Medisave, just inform the hospital of your intention and sign the Medisave Authorisation Form. If you wish to use Medisave to pay for the pre-delivery medical expenses under the Medisave Maternity Package, you will need to present the bills incurred for the pre-delivery medical care to the hospital where the newborn is to be delivered. The hospital will then submit these bills, together with the bill for the delivery expenses, for a Medisave withdrawal under the Medisave Maternity Package upon your discharge. The payment will be made directly to the hospital to settle the bills. You will be informed of the deduction from your Medisave Account.

Maternity leave will be extended from 12 to 16 weeks for all citizen children born on or after 17 Aug 2008. Prior to the completion of the legislative amendments, employers are strongly encouraged to provide the additional 4 weeks to their employees who gave birth to their child on or after 17 Aug 2008. Employers will be able to submit the claim for reimbursement when the administrative changes are completed.

For more information on Government Paid Maternity Leave, please click here.

Childhood diseases can have very serious effects on your baby. That is why your baby needs all the care and protection that you can give. You can start by immunising your baby against potential dangerous childhood diseases.

Medisave can be used to pay for your child's Hepatitis B vaccination at approved hospitals and clinics. From 1 November 2009, you can use your Medisave to pay for your child’s (below the age of 5 years) Pneumococcal vaccination at any approved medical institutions.

You can use up to $300 from your Medisave Account per year to pay for your child’s approved vaccinations received on or after 1 November 2009. This is the same yearly withdrawal limit for the approved chronic disease treatments.

For Hepatitis B vaccinations received before 1 November 2009, the Medisave withdrawal limits are as follows:

 

	Withdrawal Limits
Hepatitis B vaccination received for patient aged:	Course of 3 Jabs	Booster
- Below 12 years	$25	$10
- 12 years to 19 years	$35	$15
- 20 years or above	$50	$20

 

Click here for the list of approved clinics for Hepatitis B and Pneumococcal vaccinations.

To register the birth of your new born, click here.