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My Cpf - Reaching 55
...Planning Your Golden Years

 
What can I do with the Minimum Sum?
 
Depending on your year of birth, you:
  • can apply to join CPF LIFE;
  • will automatically be included under CPF LIFE; or
  • may remain on the Minimum Sum Scheme

  • Birth Year What You Can Do
    1954 and earlier
    • You can apply to join CPF LIFE now, or
    • You can remain on the Minimum Sum Scheme.
    1955 – 1957
    • You can apply to join CPF LIFE when you reach 55 years old, or
    • You can remain on the Minimum Sum Scheme.
    1958 and later
    • If you have at least $40,000 in your RA at 55 or at least $60,000 in your RA at 65, you will be automatically included under CPF LIFE
    • If you have less than $40,000 in your RA at 55 or less than $60,000 in your RA at 65, you can apply to join CPF LIFE; otherwise you will be on the Minimum Sum Scheme.
     
    CPF LIFE will give you a monthly payout starting from your Draw Down Age, for life. It improves upon the current Minimum Sum Scheme where payouts only last about 20 years.

    Reaching 55 

    How much can I withdraw?
    How much is the Minimum Sum?
    CPF LIFE
    Minimum Sum Scheme
    Medisave Minimum Sum
    What if I continue working after 55?
    What about my housing loan?
    What about my investments?

    What happens if I divorce?

    What happens if I am a bankrupt? 
    What if I am a pensioner? 

    When I am no longer around

    Moving forward
     Last Updated on: Thursday, May 09, 2013 at 5:33 PM
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