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If you are 21 years old and above and are not an undischarged bankrupt, you can invest your Ordinary Account and Special Account balances under the CPF Investment Scheme. However, you need to exercise prudence should you decide to invest your CPF savings especially since you have just started working. You should find out as much as you can about investing and the different types of investments before taking the plunge. All investments carry some form of risk. You must be realistic about your risk appetite, expected rate of return and investment time horizon. Hence, if you are not confident of investing on your own, you can always keep your money with CPF Board and earn the guaranteed risk-free interest. |