You need to be prepared for the unexpected by protecting your loved ones. The Dependants’ Protection Scheme (DPS), an individual term insurance scheme, covers members up to age 60. It is an affordable scheme, as a member who is below 35 years old pay only $36 annually from his CPF Ordinary/Special Account(s) for a (maximum) coverage of $46,000. As an insured under DPS, you can be assured that your dependants would have a sum of $46,000 to tide them over the first few years in the event of a premature death. In the case of permanent incapacity, the payout of $46,000 would be given to the insured.