You should not opt out from the MediShield, a catastrophic medical insurance scheme, which pays up to $250 a day and will help cover a large portion of the daily hospitalisation expenses in Class C or B2 wards.
To estimate the maximum amount that you can claim from Medisave or MediShield, click here to go to our Medisave/MediShield Online Calculator.
If you want a higher coverage, you can apply to the private insurers under the Private Medical Insurance Scheme. Click here to find out more about Private Medical Insurance Scheme.