CPF Investment Scheme

How it works A CPF member may invest his Ordinary Account balance under the CPF Investment Scheme - Ordinary Account (CPFIS-OA) and his Special Account balance under the CPF Investment Scheme - Special Account (CPFIS-SA). What can a CPF member invest in All investments made must be in Singapore dollars. CPFIS-OA CPFIS-SA Full Ordinary Account savings can be invested in: Full Special Account savings can be invested in: Fixed Deposits Fixed Deposits Singapore Government Bonds Singapore Government Bonds Statutory Board Bonds Statutory Board Bonds2 Bonds Guaranteed by Singapore Government Bonds Guaranteed by Singapore Government3 Deferred Annuities Deferred Annuities Endowment Insurance Policies Endowment Insurance Policies Investment-linked Insurance Products Selected Investment-Linked Insurance Products4 Unit Trusts Selected Unit Trusts4 Exchange Traded Funds Selected Exchange Traded Funds Fund Management Accounts       Up to 35% of investible savings1 can be invested in:   Shares   Corporate Bonds       Up to 10% of investible savings1 can be invested in:   Gold   Please see Appendix 1 for more details on the instruments included under CPFIS. 1 Please see Appendix 2 for computation of investible savings. 2 Members can currently invest in Statutory Board Bonds through dealers in the secondary market. An announcement on investing in the primary market will be made later. 3 An announcement on investing in Bonds Guaranteed by Singapore Government will be made later. 4 Those found in the lowest three tiers of the CPFIS Risk Classification System Table unless otherwise stated. The risk classification tables for unit trusts, investment-linked insurance products and exchange traded funds can be found at http://mycpf.cpf.gov.sg/Members/Gen-Info/FAQ/Investment/INV-Asset-Enhance.htm.

Who is eligible Any CPF member aged 21 and above who is not a bankrupt may invest under the scheme.

Frequently Asked Questions (FAQs) on CPF Investment Scheme..>