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SchemesSchemes<p>​The Central Provident Fund (CPF) is a comprehensive social security savings plan that has provided many working Singaporeans with a sense of security and confidence for their retirement years.<br><br>Through lifelong income, healthcare financing and home financing, we aim to enable Singaporeans to have a secure retirement.<br><br>You can learn more about our CPF schemes below.</p>TrueTrueTrue

 

 

RetirementCPF LIFEProvides CPF members with a monthly payout for life when they reach their payout eligibility age.schemes/retirement/cpf-life
RetirementRetirement Sum SchemeProvides CPF members with a monthly payout for about 20 years when they reach their payout eligibility age./Schemes/schemes/retirement/retirement-sum-scheme
RetirementCPF Withdrawals At 55 Years OldCPF members can withdraw their CPF savings, after setting aside the Full Retirement Sum or Basic Retirement Sum with sufficient property charge/pledge and the current Medisave Minimum Sum./Schemes/schemes/retirement/cpf-withdrawals-at-55-years-old
HousingPublic Housing SchemeThe Public Housing Scheme (PHS) enables CPF members to use their CPF Ordinary Account savings to buy new or resale Housing and Development Board (HDB) flats.schemes/housing/public-housing-scheme
HousingPrivate Properties SchemeThe Private Properties Scheme enables CPF members to use their CPF Ordinary Account savings to buy or build private residential properties in Singapore for their own occupation or investment.schemes/housing/private-properties-scheme
HousingHome Protection SchemeThe Home Protection Scheme (HPS) protects CPF members and their families from losing their homes in the event of death or permanent incapacity.schemes/housing/home-protection-scheme
HealthcareMedisaveMedisave is a national medical savings scheme which helps CPF members put aside part of their income into their Medisave Accounts to meet their future personal or immediate family's hospitalisation, day surgery and certain outpatient expenses./Schemes/schemes/healthcare/medisave
HealthcareMediShieldA medical insurance scheme to help pay large hospital bills in subsidised wards and pay selected outpatient treatments.schemes/healthcare/medishield
HealthcareMediShield LifeMediShield Life is a basic healthcare insurance scheme that helps pay for large hospital bills and expensive outpatient treatments./Schemes/schemes/healthcare/medishield-life
HealthcarePrivate Medical Insurance SchemeScheme which allows CPF members to use their Medisave savings to buy Integrated Shield Plans for themselves and their dependants./Schemes/schemes/healthcare/private-medical-insurance-scheme
HealthcareElderShieldAn affordable insurance scheme that provides basic financial protection for severely disabled persons who are not able to do simple daily activities and need long-term care.schemes/healthcare/eldershield
Optimising My CPFCPF Investment SchemesThe CPF Investment Schemes gives you an option to invest your Ordinary Account and Special Account savings in a wide range of investments to enhance your retirement nest egg./Schemes/schemes/optimising-my-cpf/cpf-investment-schemes
Self-Employed MattersSelf-Employed SchemeUnderstand the Medisave obligations as a self employed person.schemes/self-employed-matters/self-employed-scheme
Other MattersCPF Nomination SchemeA CPF nomination allows CPF members to specify who will receive their CPF savings, and how much each nominee should receive, upon their demise.schemes/other-matters/cpf-nomination-scheme
Other MattersCPF Withdrawals on Other GroundsCPF Withdrawals on Other Grounds schemes/other-matters/cpf-withdrawals-on-other-grounds
Other MattersDependants' Protection SchemeTerm insurance that provides insured members and/or their families with some money to tide through the first few years, if the insured member passes away or becomes permanently incapacitated.schemes/other-matters/dependants-protection-scheme
Other MattersCPF Education SchemeA loan scheme which allows you to use your Ordinary Account savings to pay for your own, children’s or spouse’s subsidised tuition fees at local tertiary institutions.schemes/other-matters/cpf-education-scheme
Other MattersCPF Contribution for EmployeesTo help you save for retirement, healthcare and housing needs, you and your employer will need to contribute to CPF. Learn essential information about CPF contributions so that you can help ensure that your CPF contributions are paid correctly.schemes/other-matters/cpf-contribution-for-employees